Payment Policy
Effective Date: February 10, 2025

At OPAL FLAIR, we strive to make your shopping experience secure and convenient by offering a variety of trusted payment methods. This Payment Policy outlines the accepted payment methods, processing details, and terms of payment for your orders.

1. Accepted Payment Methods
We accept the following payment methods for all purchases on opalflair.com:

        • Credit/Debit Cards: We accept major credit and debit cards, including Visa, MasterCard, American Express, Discover, and other standard cards.
        • PayPal: Secure payment option for customers with a PayPal account.
        • Other Secure Payment Providers: Depending on your location, we may also offer payment through additional third-party services.

2. Payment Processing

        • Secure Transactions: All payments are processed through secure third-party payment processors. We do not store your payment information on our servers.
        • Authorization: When you place an order, we will verify the availability of funds or credit on your payment method. Payment will be authorized and processed once the order is confirmed.
        • Payment Confirmation: After the payment is processed, you will receive an order confirmation email with details of your purchase.

3. Pricing and Currency

        • Pricing: All prices listed on opalflair.com are in U.S. dollars and are subject to change without notice. The price shown at checkout will be the final price for your order, excluding taxes, shipping, and handling fees.
        • Taxes: Sales tax will be calculated based on your shipping address and applicable state tax rates. The applicable tax will be displayed during checkout.

4. Payment Authorization and Billing

        • Authorization: Payments will be authorized at the time of purchase, and funds will be captured once the order is processed and shipped.
        • Billing Address: The billing address entered during checkout must match the address on file with the payment method. If there is any discrepancy, we may request additional verification before proceeding with your order.

5. Payment Errors or Issues

        • If there is an issue processing your payment (e.g., insufficient funds or incorrect payment details), we will notify you via email and request updated payment information.
        • If payment cannot be successfully processed within a reasonable time frame, your order may be canceled or delayed.

6. Refunds

        • Refunds for eligible returns will be processed to the original payment method used at the time of purchase.
        • Refunds are typically processed within 5-10 business days after the return is received and inspected, depending on your payment provider’s processing times.
        • OPAL FLAIR is not responsible for any fees incurred by payment providers during the refund process.

7. Payment Security
We take the security of your personal and payment information seriously. OPAL FLAIR uses SSL (Secure Sockets Layer) encryption technology to safeguard your data during transactions. Additionally, we comply with Payment Card Industry Data Security Standards (PCI DSS) to ensure secure payment processing.

8. Customer Responsibility
By providing your payment details, you confirm that you have the legal right to use the payment method and agree to pay the full amount for the products and services ordered. You are responsible for ensuring that your payment information is accurate and up-to-date.

9. Contact Us
If you have any questions or concerns regarding payment processing, need assistance with your order, or encounter any issues with payments, please contact us:

        • Email: info@opalflair.com
        • Phone: (636) 665-4242
        • Address: 1910 Court Street, Old Monroe, Missouri, United States

Thank you for shopping with OPAL FLAIR. We are committed to providing a smooth, secure, and enjoyable payment experience for your yacht purchases!